Очень хорошая идея [url=https://www.apsense.com/article/what-is-blockchain-8257.html]https://www.apsense.com/article/what-is-blockchain-8257.html[/url] company may to accidentally find out that its insured persons are not so exposed risk as able become in other situations (since unambiguously, the insured has transferred the risk to the insurer), - given concept is known as moral hazard.